Special

Cases

James Lee – Vancouver Sub Mortgage Broker

Traditional lenders don’t always see the full picture. I do,  and I’ll help you find the right lender for your situation.

Unconventional doesn’t mean unqualified.

Whether it’s self-employment, past credit issues, or fluctuating income, there are options that reflect the real world.

01

Banks love easy answers. Life rarely provides them.

If you’re self-employed, recovering from credit issues, or simply don’t fit the traditional borrower mould, big lenders often say no before they really hear your story.

But I listen first.

There are lenders who understand that income doesn’t always look the same, and that credit issues don’t define character.

02

I work with lenders who look beyond the file number.

Traditional lenders rely heavily on standardized criteria. I can help you find alternative lenders that are more flexible, and sometimes, that’s exactly what you need.

I’ll help you find lenders who care about your situation, not just your score.

03

I help you create a plan that fits now and gets you back on track.

Your mortgage shouldn’t feel like a dead end. It should be a step toward better options.

Whether it’s rebuilding credit, proving income stability, or showing consistent payments, I’ll help you build a case that lenders can’t ignore.

04

This is where I add real value.

Because there’s more than one way to get to yes, and I’ll help you find yours.

So if someone told you “no” — don’t take it personally. Take it as a sign you haven’t found the right option yet.

what's next?

Your situation might not be standard, but that doesn’t mean you can’t get approved. You need someone who can work with what you have and help fill in the gaps.

Mortgage Calculator

Wondering what your monthly payments could look like? Or how much home you can actually afford?

Flexible

What Makes Us Different

If you’re looking for the same old mortgage pitch — you won’t find it here.

Your bank may want you to be the perfect borrower. I work with real people. You know, the kind who sometimes have stories, surprises, or life choices that don’t fit on a spreadsheet.

If you’re tired of being treated like a number, we’re going to get along just fine.

Connections

Whether you're renewing, buying your first home, or tapping into equity, I connect you with lenders who actually read your file, instead of just looking at your credit score.

Options

No generic advice. No one-size-fits-all rates. Just smart, straightforward and sensible options that fit your objectives.