Renewal

services

James Lee – Vancouver Sub Mortgage Broker

Your mortgage renewal isn’t just a formality.

I help you review your current rate, explore better options, and make informed decisions

Your life has changed. Your mortgage should too.

A lot can change in a few years…your finances, your goals, and what you want from your mortgage.

01

Most brokers chase new clients.

I focus on keeping the ones I already have.

Why? Because renewals mean trust, and I want yours.

When your current term ends, there’s no reason to settle for the same rate or lender. We can find something better, and we can make sure your next mortgage works harder than the last one did.

02

When your term is up, there’s no reason to settle.

Big banks send renewal letters like it’s a formality. But your mortgage shouldn’t be automatic.

I help you shop around, across multiple lenders, so you know what’s available. Not just what your current lender is offering as a default.

03

I help you compare across multiple lenders.

You deserve options. Better rates. More flexibility. Features that match your life now, not three years ago.

Whether you’re staying put, downsizing, or investing in another property, I’ll help you find a mortgage that makes sense for where you are today.

04

Instead of getting a letter in the mail, you get a conversation.

Because doing the same thing just because it’s easy? That’s for spreadsheets, not mortgages.

If you’re happy with your current lender, great. If not, I’ll help you find someone better, and fast.

What's next?

Let’s talk about what matters to you now, so your mortgage supports your life, not the other way around.

Mortgage Calculator

Wondering what your monthly payments could look like? Or how much home you can actually afford?

Flexible

What Makes Us Different

If you’re looking for the same old mortgage pitch — you won’t find it here.

Your bank may want you to be the perfect borrower. I work with real people. You know, the kind who sometimes have stories, surprises, or life choices that don’t fit on a spreadsheet.

If you’re tired of being treated like a number, we’re going to get along just fine.

Connections

Whether you're renewing, buying your first home, or tapping into equity, I connect you with lenders who actually read your file, instead of just looking at your credit score.

Options

No generic advice. No one-size-fits-all rates. Just smart, straightforward and sensible options that fit your objectives.